How Much Life Insurance Do You Really Need?
Let’s Compute It — Based on Your Real Life Expenses
“May insurance naman ako… pero sapat ba talaga?”
Isa ito sa pinaka-common na tanong na naririnig ko.
Maraming may insurance, pero hindi sigurado kung enough ba ang coverage nila kapag may nangyari sa kanila.
Hindi dahil kulang sila sa effort — kundi dahil hindi nila alam paano kinocompute ang tamang amount.
Life insurance is not about guessing.
It’s about preparing based on your actual lifestyle.
Hindi Lang ‘Salary’ ang Basehan
Most people think:
“Okay na siguro ‘to, malaki-laki naman.”
Pero ang tanong:
Kaya ba nitong palitan ang buhay na binubuhay mo ngayon?
That’s why I created a simple life insurance calculator — para makita mo clearly kung magkano talaga ang kailangan mo, based on your monthly expenses, tulad ng:
- 🏠 Housing (rent, mortgage, utilities)
- 🚗 Transportation (gas, commute, car payments)
- ✈️ Travel
- 📆 Regular commitments (tuition, allowances, loans)
- 🍽️ Food
- 🏥 Health care
- 🎉 Recreation / Other expenses
Ito ang mga gastos na hindi titigil kahit may mangyari sa’yo — at ito rin ang kailangang saluhin ng life insurance mo.
Why I Ask for Your Email
After you input your monthly expenses,
📨 After you input your monthly expenses,
Why?
Because this is not just a number.
It’s a reference you can:
- Revisit anytime
- Compare with your current insurance
- Use as a guide when planning with a financial advisor
No pressure.
No commitment
Just clarity.
This Is Not About Selling — It’s About Awareness
This free calculation is for people who want to answer one important question:
“If something happens to me today… can my family maintain their current life?”
If the answer is yes — good job.
If the answer is hindi sigurado — at least now, alam mo na.
Awareness is the first step to protection.
Take the First Step Today
You don’t need to decide anything today.
You don’t need to buy anything today.
👉 Just enter your monthly expenses and your email address.
Let the numbers speak for themselves.
Because life insurance should not be based on guesswork —
it should be based on your real life.
About the Author
Jonathan Ventula Mendoza
💼 Licensed FWD Financial Wealth Planner
Helping Filipinos build a secure and confident financial future — one plan at a time.
